Keeping track of your investments
Deciding how your account is invested shouldn’t
be a once-only decision. Whether you have invested in the Lifecycle
option or an individual fund (or a range of funds) you should
regularly review how your account is invested, to make sure
your chosen investments continue to be appropriate for your
circumstances – for example, if your Planned Retirement
Age changes or if you plan to buy a pension that increases.
The Self-Select option
If you choose the Self-Select investment option, you can change how your account is invested or redirect future contributions.
To change how your account is invested
you can log on to the My Pension section of this website to view details
of your account and change your investment instructions securely. This
website is run by the Scheme Administrator, Capita.
When you Self-Select, you can take:
12 switches per annum
1 free switch per calendar month*
*While we do recommend that you review your
investment choices on a regular basis and it is
simple to switch your funds online, it is important
to understand that your Retirement
a long-term investment.
You can also change how your account is invested by
completing a Change of Investment Instruction Form
available from the Rewards
Remember: You can only select one of the Lifecycle
options or a mix of the individual funds at any one time. If
you wish to change a Lifecycle option or move to a different
Lifecycle option, you have to change how your existing
account balance is invested, as well as any future contributions.
If you have chosen to invest in the individual funds, you can
change how your future contributions are invested without
changing how your existing account balance is invested.