Allen & Overy Pension Scheme
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FAQs

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What facilities does the website offer?

The Allen & Overy Pension Scheme Website gives you access 24 hrs a day, seven days a week, to useful information including:

  • copies of the scheme booklet and Investment Guide
  • a direct link to the investment manager website
  • a “what-if” pension calculation tool which can be used to project estimated retirement pension benefits
  • links to useful contacts such as The Department for Work and Pensions and the Pensions Regulator

Once you have registered with and logged in to the website, you will also be able to:

  • view your pension details
  • view daily benefit statements
  • do “what-if” calculations based on your individual circumstances
  • request amendments to your chosen investment options
  • request changes to your personal details (e.g. marital status, or change of address if you are a deferred member)
How do I gain full access to the Allen & Overy Pension Scheme Website?

Before you can log in to the website and gain access to details of your own benefits, plus the full range of other services available, you will need to obtain registration details.

If you have only recently joined the Scheme, within a month of joining you will automatically be issued initial log information to your Allen & Overy email address.

If you are an existing member of the Scheme but do not have current log in details, you should request these from the Scheme administrator (Capita) using the contact details shown here. Log in details can be provided either by email or by hard copy through the post. The initial details will provide the information required to register with the site, along with a temporary password.

Once you have registered and logged in you will be required to change your password to a unique self selected password (subject to certain security protocols) for future access.
How can I find out more information about the Privacy Policy?

From 25 May 2018, a new data protection law, the General Data Protection Regulation (the "GDPR") will come into force with the intention of strengthening data protection for all individuals. Under this new legislation, organisations that hold personal data (which includes the Trustee) will have to comply with stricter requirements on what they do with that personal data. Please click here to view the full details.

What contributions can I pay to the Scheme?

As an active member of the Scheme, you may pay Ordinary Contributions up to a maximum level which is set according to your age at 1st January each year. (Allen & Overy will also match these contributions to this maximum level). Once set, you may elect to amend your Ordinary Contributions level once in the following 12 months (other than in the event of a break in Pensionable Service due to family leave, when you can change more frequently). In addition to Ordinary Contributions, you can pay Additional Voluntary Contributions (AVCs) of up to 80% of your gross monthly earnings (subject to certain limits set out by HM Revenue & Customs). AVCs are not matched by Allen & Overy. AVC levels can also be changed at any time and must be processed through the payroll.

Once you have left employment, or are no longer eligible for active membership of the Scheme, no further contributions can be paid.

Further details regarding contributions levels can be found in the Scheme Information section.

What contributions will Allen & Overy pay to the Scheme on my behalf?

As an active member of the Scheme, Allen & Overy will make a minimum contribution on your behalf, known as Core Contributions. This will be paid regardless of whether you elect to make any contributions to the Scheme yourself. The amount of this Core Contribution is based upon your age on 1 st January each year.

In addition to the Core Contribution, any Ordinary Contributions that you pay will also be matched by Allen & Overy. Ordinary Contributions are capped at a maximum level according to your age.

Further details regarding contributions levels can be found in the Scheme Information section.

How do I start paying Additional Voluntary Contributions?

AVCs can be paid in addition to any Ordinary contributions, and are not matched by Allen & Overy. Only current active members of the Scheme can make AVCs. In order for the appropriate deductions to commence from your pay you must action any request to pay AVCs via “My Self-Service”.