Here are a few things you can do to keep your retirement affairs in order:
You should update changes to your personal details (i.e. your marital status or change of address) via ‘My Self Service’. If you leave Allen & Overy and your details change, you should contact Capita directly to ensure that your member record is up to date.
Scheme benefits cannot be assigned or transferred to another person or used as security for a loan. If you attempt to do any of these things, or become bankrupt, your benefits will be forfeited. The Scheme can be amended at any time by Allen & Overy if the Trustee agrees.
By law, no amendment may adversely affect a beneficiary's accrued rights unless he or she consents.
Allen & Overy expects to continue the Scheme indefinitely but reserves the right to discontinue it without replacing it by another scheme. The Trust Deed and Rules contain detailed provisions about beneficiaries' rights in the event of discontinuance.
The Annual Report and Accounts are available on request. A copy can be obtained from HR Advice.